Investor HELOCs. is that even a thing?

Most people think HELOCs (Home Equity Lines of Credit) are only for primary homes. But yes—Investor HELOCs are very much a thing. And they can be powerful tools for real estate investors looking to tap into equity without refinancing or selling.

You can now get a HELOC on investment properties—whether it's a rental condo, single-family, or even a portfolio of homes. Some lenders even allow second-position HELOCs, which means you don’t have to touch your existing low-rate first mortgage.

Here’s why investor HELOCs are gaining traction:

• Access capital without a full refinance

• Keep your existing low-rate first mortgage intact

• Use funds for renovations, new investments, or reserves

• Only pay interest on what you draw

Rates and terms vary, and not every lender offers these. But at StratoBridge Lending, we’re plugged into lenders who specialize in investor-friendly HELOCs—including for short-term rentals, LLC-held properties, and more.

Thinking of tapping into your equity? Let’s talk.