Commercial Mortgages
Funding for multifamily, mixed-use, and investor properties.
Traditional Commercial Mortgages:
Standard loans for investment properties like office buildings, retail centers, or warehouses. Suitable for established businesses or investors with strong financials.
Multifamily Loans:
Specifically for residential properties with 5+ units. Can be financed through banks, agencies (Fannie/Freddie), or private lenders. Ideal for investors building rental portfolios.
Mixed-Use Loans:
For properties combining residential and commercial units (e.g., apartments over retail). Lenders may treat these as commercial or residential depending on usage split. Suitable for investors or small business owners using part of the space.
SBA 7(a) Loans:
Government-backed loans for small businesses looking to purchase, refinance, or renovate owner-occupied commercial properties. Ideal for small business owners seeking lower down payments and longer terms. We currently do not offer these.
SBA 504 Loans:
Designed for purchasing fixed assets (like commercial real estate or equipment). Offers fixed, long-term financing. Great for growing businesses that plan to occupy at least 51% of the property. We currently do not offer these.
Bridge Loans:
Short-term financing to “bridge” the gap until permanent financing or a sale occurs. Best for investors needing quick closings or working on property repositioning or renovations.
Hard Money Loans:
Asset-based loans with higher rates, used when speed or property condition makes traditional financing tough. Often used by fix-and-flip investors or for distressed properties.
Construction Loans:
Short-term loans used to fund ground-up builds or major renovations. Best for developers or investors with a clear project plan and exit strategy.
Tailored Commercial Mortgage Solutions for Dynamic Business Growth
Commercial real estate financing is a critical step for businesses, investors, and developers seeking to acquire, expand, or refinance income-producing properties. At StratoBridge Lending, we provide customized commercial mortgage solutions that match your unique business goals and financial profile. Whether you are buying your first investment property, expanding a portfolio, or securing capital for redevelopment, our experienced team helps you navigate the complexities of commercial lending with confidence and clarity across Texas, Pennsylvania, and Colorado.
Financing for a Variety of Commercial Property Types
Commercial mortgages support a wide range of property types — including office buildings, retail centers, industrial facilities, multifamily complexes, and mixed-use developments. Each asset class has distinct underwriting requirements and risk profiles, so finding the right loan structure is essential. StratoBridge Lending works closely with borrowers to evaluate property performance, projected cash flow, and long-term investment strategies. Our goal is to pair your vision with the most appropriate financing solution — whether you’re entering a competitive market like Dallas, Denver, or Pittsburgh or expanding in emerging suburban corridors.
Securing a commercial mortgage involves more than submitting paperwork — it requires insights into valuation, debt service coverage ratios, lender requirements, and market trends. StratoBridge Lending brings deep expertise and hands-on support to every stage of the process. From pre-qualification and financial analysis to underwriting and closing, we prioritize transparent communication and proactive planning. Our team helps business owners and investors understand financing options, anticipate lender questions, and optimize loan structures. If you’re pursuing commercial property financing in Texas, Pennsylvania, or Colorado, you’ll benefit from our professional guidance and commitment to your success.
