Mortgage rates saw a minor uptick this week, but they continue to hover near some of the lowest levels seen in over a year. As of late November 2025, the average rate for a 30-year fixed mortgage is around 6.22%, with 15-year fixed rates at approximately 5.78%. While this marks a slight increase from last week, these rates are still significantly lower than the highs seen earlier in the year and remain close to the best levels in more than three years.​ What’s Driving Current

The mortgage-rate pendulum has swung again. After months of elevated borrowing costs, rates have dipped anew—presenting a meaningful opportunity for homebuyers, investors, and those looking to refinance. Whether you're entering the market for the first time, expanding your portfolio, or unlocking equity, understanding what this rate drop truly means can position you ahead of the curve. Why Rates Are Falling (Again) Mortgage rates are tightly connected to long-term bond yield

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