Mortgage rates continue to move within a narrow range, showing little overall change despite short-term market fluctuations. Over the past four months, rates have remained largely stable, with December reflecting an even tighter trading range. Today’s activity did little to disrupt that trend, as most lenders ended the day offering rates nearly identical to yesterday’s levels. Earlier in the day, mortgage rates briefly ticked higher following stronger-than-expected third-quar

Choosing the right type of commercial loan is a critical decision for business owners and real estate investors. Whether you are acquiring a new property or optimizing an existing one, understanding the difference between commercial purchase loans and commercial refinance loans can help you make a smarter financial move. A commercial purchase loan is designed for buying a new property. Businesses typically use these loans to acquire office buildings, retail spaces, warehouses

The Federal Reserve delivered another 0.25% rate cut  at its December 2025 FOMC meeting, marking the third consecutive reduction  this year. The new federal funds rate target is 3.50%–3.75% , bringing borrowing costs to their lowest level in nearly three years. While the Fed aims to support a slowing economy, the decision has important implications for mortgage borrowers, homeowners, and real estate investors across Texas. For homebuyers, the Fed’s move signals a shift toward

Mortgage rates saw a minor uptick this week, but they continue to hover near some of the lowest levels seen in over a year. As of late November 2025, the average rate for a 30-year fixed mortgage is around 6.22%, with 15-year fixed rates at approximately 5.78%. While this marks a slight increase from last week, these rates are still significantly lower than the highs seen earlier in the year and remain close to the best levels in more than three years.​ What’s Driving Current

The mortgage-rate pendulum has swung again. After months of elevated borrowing costs, rates have dipped anew—presenting a meaningful opportunity for homebuyers, investors, and those looking to refinance. Whether you're entering the market for the first time, expanding your portfolio, or unlocking equity, understanding what this rate drop truly means can position you ahead of the curve. Why Rates Are Falling (Again) Mortgage rates are tightly connected to long-term bond yield

At StratoLending, we’re committed to making homeownership possible for more families across the country. That’s why we’re excited to...

​"Max Out May with More DSCR!" is a timely call to action for real estate investors aiming to expand their portfolios using Debt Service...

Mortgage rates dropped due to the Trump administration's tariff announcement, but housing affordability remains a challenge. Supply is...

FEMA has issued a Major Disaster Declaration  for Kentucky following severe storms, straight-line winds, tornadoes, flooding, landslides,...